Livi Bank x ZALORA

Offer 1. liviSave Exclusive Welcome Offer for ZALORA Customers

Open a liviSave account successfully with ZALORA exclusive invitation code
Zalora#2022
to get a HK$200 cash reward
T&Cs applies.

Offer 2. ZALORA x livi PayLater Mastercard® Exclusive Offer

Spend HK$499 or more on ZALORA and checkout with livi PayLater Mastercard
to enjoy extra 2%^ off and 8%* cashback from livi
^Stackable. Valid from 24 Jan to 28 Feb 2022. Max.ZALORA discount cap HK$20. Limited redemptions. While stocks last. T&Cs and brand exclusions apply.
*This offer comprises the 1% cashback on all purchases (Maximum 400 HKD, shared by both cards). An additional 7% cashback for eligible online purchases with livi PayLater Mastercard will be deposited within next calendar month (Maximum 200 HKD per card).


To borrow or not to borrow? Borrow only if you can repay! Please refer to Key Facts Statement, relevant terms and conditions and remarks for livi PayLater at livi website or app.
Terms and Conditions – liviSave Exclusive Welcome Offer for Zalora Customers
    Promotion Period
  1. This liviSave Exclusive Welcome Offer for Zalora (“Zalora”) customers (Offer) is valid from 24 January 2022 to 28 February 2022, both dates inclusive (Promotion Period).

  2. Who can enjoy the Offer
  3. The Offer is exclusive to customers of Livi Bank Limited (livi or we) who have successfully opened a liviSave Account with us using our invitation code- “Zalora#2022” designated for Zalora (Merchant) during the Promotion Period (Specified Transaction) and who fulfil other conditions set out in these Terms and Conditions (Eligible Customers).

  4. Who cannot enjoy the Offer
  5. The Offer is not available to the following customers:
    1. an existing customer of livi; or
    2. a customer who had maintained a liviSave Account within 12 months before the date of application to open the liviSave Account (whether or not the customer received any other offer from us previously).

    What is the Offer
  6. The Offer is a HK$200 cash reward. We will credit the reward to the Eligible Customer’s liviSave Account within 30 days after account opening. Conditions for enjoying the Offer
  7. The Eligible Customer's liviSave Account must remain valid and in good standing as decided by livi at the time when the Offer is rewarded to him/her. Otherwise, the Offer will be cancelled or forfeited without prior notice to the Eligible Customer. The Eligible Customer should ensure the personal information registered with livi is valid and up to date.
  8. The Eligible Customer can only enjoy the Offer once. This means each Eligible Customer can only enter 1 (one) invitation code. We may allow each Eligible Customer to change the invitation code up for 3 (three) times before the application of liviSave Account has been approved by us, and the last invitation code entered by the Eligible Customer will prevail. Further, there are limited quotas for the Offer and it is rewarded on a first-come-first-served basis. Our records on the Specified Transactions (including the date of the Specified Transactions and the information and documents submitted to us) and Offer quotas are final and conclusive in the absence of obvious error.
  9. We disclaim any liability or responsibility in relation to any dispute, agreement, arrangement, complaint, representation, etc. as between the Eligible Customer and the Merchant in relation to the Offer.
  10. livi may notify the Merchant when the Eligible Customer has successfully completed the Specified Transactions. The Eligible Customer agrees that livi may identify his/her partial name to the Merchant for such notification purpose.
  11. For the avoidance of doubt, nothing under these Terms and Conditions or the Offer will deem, imply, render or suggest that the Merchant is acting as an agent or representative of livi or otherwise soliciting business on behalf of livi.

  12. Changing these Terms and Conditions
  13. We reserve the right to vary these Terms and Conditions at any time. You may check our App and website for the latest information, availability and terms and conditions of this promotion.

  14. Other terms
  15. The Offer is not transferable, refundable, replaceable or redeemable for properties or other membership/loyalty points, rewards or privileges. Non-cash Offer is not redeemable for cash.
  16. Any fraud or misrepresentation in obtaining the Offer and/or abuse of the Offer will result in its cancellation or forfeiture. We reserve the right to cancel or forfeit the Offer and to recover any costs and loss.
  17. We have the right to suspend, terminate, revise or substitute the granting of the Offer at our discretion without prior notice.
  18. No person other than the Eligible Customer and us will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any provisions of these Terms and Conditions.
  19. In case of any dispute, our decision will be final and conclusive.
  20. The availability and enjoyment of the Offer are subject to prevailing regulatory requirements.
  21. These Terms and Conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
  22. The English version of these Terms and Conditions shall prevail if there is any inconsistency between the English and the Chinese versions.

Terms and Conditions – livi x Zalora Exclusive 2% Discount Offer
    Promotion Period
  1. This livi x Zalora Exclusive 2% Discount Offer (Offer) is valid from 24 January 2022 to 28 February 2021, both dates inclusive (Promotion Period)

  2. Who can enjoy the Offer
  3. The Offer is exclusive to customers of Livi Bank Limited (livi or we) who have successfully completed a transaction using livi PayLater Mastercard® (Specified Card) at Zalora Website and App (Merchant) during the Promotion Period (Specified Transaction) and who fulfil other conditions set out in these Terms and Conditions (Eligible Customers).

  4. What is the Offer
  5. The Offer is 2% discount of the net payment amount of the Specified Transaction charged to the Specified Card. Upon completion of a Specified Transaction, Zalora will apply the Offer to the Eligible Customer’s order during the checkout process. Zalora has sole and absolute discretion on the selection of covered items and the gift. For details, please consult the Zalora.

  6. Conditions for enjoying the Offer
  7. The Eligible Customer's liviSave Account and Specified Card must remain valid and in good standing as decided by livi at the time when the Offer is rewarded to him/her. Otherwise, the Offer will be cancelled or forfeited without prior notice to the Eligible Customer. The Eligible Customer should ensure the personal information registered with livi is valid and up to date.
  8. Each Eligible Customer can receive up to HK$20 discount for each Specified Transaction on or above HK$499 during the Promotion Period. The offer does not apply for certain excluded brands and items sold by sellers as set out at www.zalora.com.hk/faq-non-sale. The Offer has limited quotas and it is rewarded on first-come-first-served basis. The Terms of Service set out at www.zalora.com.hk/terms-of-service shall apply to all uses of the offer.
  9. We disclaim any liability or responsibility in relation to any dispute, agreement, arrangement, complaint, representation, etc. as between the Eligible Customer and the Merchant in relation to the Offer.
  10. For the avoidance of doubt, nothing under these Terms and Conditions or the Offer will deem, imply, render or suggest that the Merchant is acting as an agent or representative of livi or otherwise soliciting business on behalf of livi.

  11. Changing these Terms and Conditions
  12. We reserve the right to vary these Terms and Conditions at any time. You may check our App or website for the latest information, availability and terms and conditions of this promotion.

  13. Other terms
  14. The Offer is not transferable, replaceable or redeemable for properties or other membership/loyalty points, rewards or privileges.
  15. Any fraud or misrepresentation in obtaining the Offer and/or abuse of the Offer will result in its cancellation or forfeiture. We reserve the right to cancel or forfeit the Offer and to recover any costs and loss.
  16. We have the right to suspend, terminate, revise or substitute the granting of the Offer at our discretion without prior notice.
  17. No person other than the Eligible Customer and us will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any provisions of these Terms and Conditions.
  18. In case of any dispute, our decision will be final and conclusive.
  19. The availability and enjoyment of the Offer are subject to prevailing regulatory requirements.
  20. These Terms and Conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
  21. The English version of these Terms and Conditions shall prevail if there is any inconsistency between the English and the Chinese versions.